In addition to our PARSUMO funds, we also manage your assets with your bank in the form of a mandate. In doing so, we use three complementary investment approaches.
Mixed mandates managed according to an index-based approach
In an index-based portfolio, different asset classes (bonds, shares, real estate, gold) are predominantly passively represented with index funds and ETF (Exchange Traded Funds). PARSUMO pursues the goal of the broadest possible, diversified coverage.
The target weighting of the asset classes is maintained. Fluctuations in the markets will cause your investments to move away from the optimal target allocation. PARSUMO ensures that your portfolio is regularly brought back to its ideal target size (rebalancing).
If desired, we can provide all global index-related strategies with a sustainability focus. For clients who wish to invest exclusively in Swiss securities without foreign currency risks, we offer the “PARstrategy Swiss 45″ portfolio.
|Investment solution||PARstrategy 25||PARstrategy 35||PARstrategy 45||PARstrategy 75|
|Swiss Franc quota||95%||90%||85% or 100%||80%|
|Historical return p.a.||3.0%||3.5%||4.5%||5.5%|
|Historical return fluctuation in 2 out of 3 years||-1.5% to +7.5%||-3.0% to +10.0%||-4.5% to +12.5%||-8.0% to +19.0%|
Mandates managed according to the “Risk Regime Investing” (RRI) approach
We manage our RRI mandates according to a dynamic asset allocation structure. We take the risk level of the agreed benchmark and determine a risk band that we use to actively manage the mandate. In the event of high expected fluctuations in tangible assets (equities, commodities, real estate), the proportion of these asset classes is actively reduced. Conversely, we increase this proportion if low volatility of tangible assets is expected.
|Who defines the strategy?||PARSUMO||Client|
|Equity range||10% - 75%||narrow range according
to chosen profile
|Implementation||ETFs & index funds - long only & no leverage|
Equity mandates managed according to the “Quantitative Stock Selection” (QSS) approach
Our QSS equity mandates are suitable as the equity portion of most investors’ asset allocation or as a core investment for investors willing and able to take increased risks. The individual securities that form the portfolio display an above-average quality and growth character, are not overvalued and fluctuate less than the broad market.
|PARswiss All Cap Equities||PARswiss High Dividend Equities||PAReurope Equities||PARglobal
|Benchmark||Swiss Performance Index||Swiss Performance Index||MSCI Europe |
|QSS share||100%||100%||100%||approx. 25%|
|ETF share||approx. 75%|