Author: Lucas Widmer After extensive debate, Parliament has passed a bill to reform the BVG (Occupational Pension Provision). This article examines the reform’s impact on employees and companies and what the future holds. 5-Point-Plan[1] 1. Reduction of the Conversion Rate […]
Investments
What Impact Do Part-Time Work, Maternity Leave, Wage Inequality, and Household and Family Work Have on a Woman’s Retirement Provision?
Author: Melina Scheuber – 37% Retirement Pension Despite working similar weekly hours as men, women receive, on average, about 37% or CHF 20,000 less in pension benefits in their old age. While men’s average total annual pension is […]
Maternity and Finances – What You Need to Consider
Author: Melina Scheuber If you’re embarking on family planning or are already expecting, congratulations! A positive pregnancy test brings incredible joy for both you and your partner. However, it also raises various questions and concerns: the baby’s health, necessary preparations, […]
Pension Fund: 10 Technical Terms Explained Simply
Author: Melina Scheuber The pension system can be complex, with many technical terms adding to the complexity of understanding occupational pensions. Here’s a simplified explanation of some key terms. Coordination Deduction & Insured Salary The coordination deduction helps align pensions […]
Seven Advices on How to Increase Your Retirement Capital and Enhance Your Risk Protection
Author: Melina Scheuber Our pension system relies on three pillars: state, occupational, and private pension provision. Each of these pillars comprises both a pension insurance and a risk insurance component. This means that upon retirement, you receive a pension, and […]
Why Investments are Particularly Important for Women
Author: Melina Scheuber Regular saving is a common practice among 79% of women, yet only 18% engage in regular investments. This statistic emerges from a J.P. Morgan study that surveyed about 4,000 women, aged 30 to 60, across ten European […]
Why It Pays off to Buy into a Pension Fund
Author: Lucas Widmer As the year draws to a close, many people contemplate making contributions to their pension fund. To qualify these voluntary payments as tax deductions for 2023, it’s advisable to complete the transactions by the end of November. […]
How to Become an Investor with Minimal Effort
Author: Melina Scheuber Have you ever felt this way? You regularly save money, primarily in a savings account, as it provides an easy way to set aside modest amounts consistently. This method is convenient and requires minimal effort. However, you […]
